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Ishqkala

Demand Package Builder

From scored opportunity to indexed demand package in one click.

Exhibits ordered and labeled the way adverse carriers, recovery counsel and arbitrators expect to read them.

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Package · CLM-24-088719

Demand to roofing subcontractor's GL carrier

  1. A. Cover demand
  2. B. Proof of payment
  3. C. Subro receipt
  4. D. Fire O&C report
  5. E. Hot work permit log
  6. F. Photos (63)
  7. G. Xactimate summary
  8. H. Contract excerpt

8 exhibits · 112 pages · $63,200 demanded

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Choose the exhibits. Watch the index assemble.

Toggle exhibits for a Texas rear-end claim and switch between a demand letter and an Arbitration Forums packet.
Exhibits · CLM-25-042871

Subrogation demand

Demand to adverse carrier

Draft

Our insured's vehicle was stopped for a red signal when your insured's vehicle struck it from behind. Damages total $11,620: $11,120 paid under our insured's collision coverage plus the insured's $500 deductible, which this demand includes.

  1. A.Proof of payment
  2. B.Subrogation receipt & deductible ledger
  3. C.Police crash report (CR-3) with diagram
  4. D.CCC ONE estimate & supplement
  5. E.Damage photographs (24)
  6. F.Insured recorded statement transcript
  7. G.Rental invoice (8 days)
  8. H.Statutory citations: Tex. Transp. Code 545.062

8 exhibits · 32 pages · every fact cross-referenced to an exhibit page

What goes in

Court-ready structure, every time.

  1. A

    Cover demand

    Facts, liability theory, damages and the response deadline, every statement tied to an exhibit page.

  2. B

    Proof of payment

    Payment ledger and checks or EFT records for every dollar demanded.

  3. C

    Subrogation receipt

    Signed receipt or loan receipt plus the insured's deductible ledger.

  4. D

    Liability evidence

    Police report and diagram, O&C or engineering findings, statements, photos.

  5. E

    Damages support

    Estimates and supplements with betterment and unrelated items removed.

  6. F

    Statutory citations

    The loss state's fault rule, negligence per se statutes and SOL authority.

Routing

One package, three ways to recover.

Internal subrogation unit

Assigned to a handler with the package attached, diary tasks created and the SOL alert schedule running.

Inter-company arbitration

For signatory carriers, the packet is organized for the appropriate Arbitration Forums forum and filed by your team.

Recovery counsel

Large or contested claims go to your panel counsel with every exhibit, the liability analysis and the deadline already calendared.

14 mo
average recovery cycle, manual process
4.5 mo
average recovery cycle with automated packaging
8 min
median package assembly time, including counsel-ready index

FAQ

Frequently asked questions

Yes. Upload your letter templates and exhibit naming conventions; Ishqkala fills them from the claim file and keeps your branding, signature blocks and state-specific language.

No. Ishqkala prepares the filing packet with contentions, evidence and damages organized for the forum, and your team files through your own Arbitration Forums account. Nothing is submitted on your behalf.

The insured's deductible is included in the demand and tracked separately in the recovery ledger, so the insured's share is reimbursed in line with state claims-handling rules when the recovery arrives.

The opportunity moves to the next routing step you configure: a second demand, an arbitration filing for signatory carriers, or referral to recovery counsel with the full package attached.

Find the millions hiding in your closed claim files before the Statute of Limitations expires.

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