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Ishqkala

SOL Tracking Engine

Never let a viable subrogation recovery expire under the Statute of Limitations.

Every opportunity carries the earliest deadline that can kill it, including government notice periods that run months ahead of the SOL.

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Deadline load · next 90 days

This weekWeek 15

97
deadlines
10
inside 21 days
$1.9M
at stake

Live deadline queue

Ranked by what you lose if nobody acts.

Filter by deadline type or sort by priority score. Every period cites its statute.

  • CLM-26-004112 NY

    Auto, roadway defect (city)

    Notice of claim, N.Y. Gen. Mun. Law 50-e

    23 days

    Expires 2026-11-08

    68

    $6,900 · 62%

  • CLM-26-002871 CA

    Auto, transit bus rear-end

    Government claim, Cal. Gov. Code 911.2

    33 days

    Expires 2026-11-18

    169

    $14,200 · 88%

  • CLM-25-061930 TN

    Med-pay, rear-end BI

    Personal injury, Tenn. Code 28-3-104

    46 days

    Expires 2026-12-01

    102

    $9,300 · 81%

  • CLM-24-118204 CA

    Homeowners fire, dryer

    Property damage, Cal. Code Civ. Proc. 338(c)

    98 days

    Expires 2027-01-22

    451

    $55,260 · 71%

  • CLM-25-042871 TX

    Auto, rear-end

    Property damage, Tex. Civ. Prac. & Rem. Code 16.003

    110 days

    Expires 2027-02-03

    124

    $11,620 · 93%

  • CLM-25-090417 FL

    Water, contractor

    Negligence, Fla. Stat. 95.11 (2 years)

    165 days

    Expires 2027-03-30

    251

    $28,400 · 77%

  • CLM-24-033318 NY

    Commercial property, roof

    Property damage, N.Y. CPLR 214(4)

    241 days

    Expires 2027-06-14

    323

    $46,800 · 69%

  • CLM-25-031144 IL

    Homeowners water

    Property damage, 735 ILCS 5/13-205

    1242 days

    Expires 2030-03-11

    292

    $34,000 · 86%

Clock as of 2026-10-16. Priority score = recoverable dollars x win probability x deadline urgency weight, scaled.

50-state rules engine

Five clocks, tracked separately.

Property damage, bodily injury, product, contract and government notice periods differ inside the same state. The engine tracks each one.
Property damage SOL

2 years in Texas; 3 years in California and New York; 5 years in Illinois

The default clock for auto physical damage and property subrogation.

Bodily injury SOL

1 year in Tennessee; 2 years in Texas and California

Controls med-pay, PIP where permitted, and workers' comp third-party actions.

Product liability and repose

Limitation runs from injury; repose can bar claims years after first sale regardless of discovery

Appliance and component defect recoveries can die on repose before the SOL.

Written contract

Often longer than tort periods

Lease and construction indemnity claims may survive after the tort clock runs.

Government notice of claim

90 days under N.Y. Gen. Mun. Law 50-e; 6 months under Cal. Gov. Code 911.2

Runs far ahead of the SOL and is the most common silent killer of municipal recoveries.

Automated priority scoring

Recoverable dollars x win probability x days until SOL expiry.

A $60,000 product claim with 300 days left and a $9,000 auto claim with 20 days left both deserve attention this week. The score makes that trade-off explicit, and every component is visible to the handler.

priority(claim)

$55,260

recoverable

x

0.71

win probability

x

1.15

urgency (98 days)

Score 451 · ranks above a $34,000 claim with 1,242 days left (score 292)

Escalation calendar

Alerts that move with the deadline.

  1. 01

    180 days

    Opportunity enters the handler's queue with the controlling deadline and statute citation.

  2. 02

    90 days

    Reminder plus a check that preservation and demand letters have gone out.

  3. 03

    45 days

    Escalation to the unit manager; counsel referral option if no response from the adverse carrier.

  4. 04

    15 days

    Daily alerts and a suit-or-waive decision recorded on the file for audit.

50-State SOL DatabaseCheck property damage and bodily injury subrogation statutes of limitations for all 50 states.Open the database Recovery calculatorEstimate unrecovered subrogation dollars and combined ratio improvement based on your annual DWP.Run the numbers

12,000+ Statute of Limitations expirations prevented for Ishqkala customers.

FAQ

Frequently asked questions

Usually the date of loss. Where a state applies a discovery rule, or the claim is for product defect, the engine records both the loss date and the discovery date and calendars the earlier controlling deadline, flagging the file for counsel review.

When the file shows a public vehicle, road defect, utility work or public property, the engine attaches the notice-of-claim deadline for that state and entity type. Those deadlines are often 90 days to 6 months, so they jump to the top of the queue.

Alerts go to the assigned subrogation handler at 180, 90, 45 and 15 days, escalate to the unit manager inside 15 days, and appear as Activities in your claims system if it is connected.

From the Ishqkala 50-state rules library, which is reviewed by subrogation counsel and versioned. When a legislature changes a period, affected open opportunities are recalculated and the change is logged.

Find the millions hiding in your closed claim files before the Statute of Limitations expires.

We'll scan a batch of 500 closed claims for free and deliver an itemized recovery manifest within 5 business days.

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